Just before the Congressional CARD act went into effect, I grabbed ahold of my credit card company and got them to make some changes before year end (back in December 2009). They were quietly increasing interest rates, at the time, on ...

What You Should Have Done. Before starting, make sure you have done the following... You requested and received your credit report. You have identified the items that you want to dispute. These are items that negatively affect your ability to get credit. You have ...