Debt is not just a Federal government problem. It is everywhere, in every home, and in every town. It cannot be escaped and is steadily destroying the standard of living every American. To give you an idea, of how all-encompassing debt ...

Debt collection thugs become helpless when you file a proper Answer with the court. Lawsuits filed by collection agency punks are done on the presumption the sucker (i.e. you) will not respond, or will do so improperly. They want a default ...

What Is A Good Range For My Credit Score Number? Why is a credit score so important? Why is everyone so fixated on it like it's a success indicator or a death clock? It is a completely imaginary number that really ...

Just before the Congressional CARD act went into effect, I grabbed ahold of my credit card company and got them to make some changes before year end (back in December 2009). They were quietly increasing interest rates, at the time, on ...

What You Should Have Done. Before starting, make sure you have done the following... You requested and received your credit report. You have identified the items that you want to dispute. These are items that negatively affect your ability to get credit. You have ...

Earlier this year, April 2010, Bank of America Corp. was doing a great job putting a happy face on a terrible mess and making the skeptics who were calling for its nationalization look out-of-touch. In theory, the bailout funds had been repaid. Investors in the stock (those who ...

If you’re seeking credit repair help, don’t let anyone befool you by saying that you need to seek the help of a professional for improving your bad credit. The fact is that there is nothing a credit repair ...

My credit repair experiment began November of 2009. First, get all three (3) credit reports. You must have them if you want to fix your credit. With them in hand, it was time to start fixing my credit. A more formal way to do this ...

Believe it or not, there are a lot of ways to file a complaint against a bank. If you are using a credit card, the process is a little more indirect. But, every credit card is backed by a bank ...

The way the credit markets are behaving, a big crash is on the horizon. There are several reasons for this and they are all approaching at the same time. You have a Federal government that is spending far beyond its ...