Debt collection thugs become helpless when you file a proper Answer with the court. Lawsuits filed by collection agency punks are done on the presumption the sucker (i.e. you) will not respond, or will do so improperly. They want a default ...

What Is A Good Range For My Credit Score Number? Why is a credit score so important? Why is everyone so fixated on it like it's a success indicator or a death clock? It is a completely imaginary number that really ...

What You Should Have Done. Before starting, make sure you have done the following... You requested and received your credit report. You have identified the items that you want to dispute. These are items that negatively affect your ability to get credit. You have ...

My credit repair experiment began November of 2009. First, get all three (3) credit reports. You must have them if you want to fix your credit. With them in hand, it was time to start fixing my credit. A more formal way to do this ...

Believe it or not, there are a lot of ways to file a complaint against a bank. If you are using a credit card, the process is a little more indirect. But, every credit card is backed by a bank ...

The way the credit markets are behaving, a big crash is on the horizon. There are several reasons for this and they are all approaching at the same time. You have a Federal government that is spending far beyond its ...

The days of the credit card (and the debit card) are numbered. This is not some alarmist statement (or maybe it is), but the financial institutions are really trying to reduce the amount of credit available to borrowers. Why? It all goes ...

Be very careful when you read information like this. Credit is a very dangerous thing when you are using it as an income supplement. Given the current economic climate, it may be very tempting to try the approach described later. ...

The days of the credit score may be numbered. That is not to say it will happen tomorrow, next month, or next year. But, there is a possibility that it will come before you retire, before your kids are grown, ...

Given how critical credit has become in our everyday lives, it has become more important than ever to know what is in our credit file. This affects our credit reports, credit scores, and ultimately, access to credit. Checking Bad Information. Too often, ...