Just before the Congressional CARD act went into effect, I grabbed ahold of my credit card company and got them to make some changes before year end (back in December 2009). They were quietly increasing interest rates, at the time, on ...

The days of the credit card (and the debit card) are numbered. This is not some alarmist statement (or maybe it is), but the financial institutions are really trying to reduce the amount of credit available to borrowers. Why? It all goes ...