The days of the credit card (and the debit card) are numbered. This is not some alarmist statement (or maybe it is), but the financial institutions are really trying to reduce the amount of credit available to borrowers. Why? It all goes ...

Be very careful when you read information like this. Credit is a very dangerous thing when you are using it as an income supplement. Given the current economic climate, it may be very tempting to try the approach described later. ...

The days of the credit score may be numbered. That is not to say it will happen tomorrow, next month, or next year. But, there is a possibility that it will come before you retire, before your kids are grown, ...

Given how critical credit has become in our everyday lives, it has become more important than ever to know what is in our credit file. This affects our credit reports, credit scores, and ultimately, access to credit. Checking Bad Information. Too often, ...

It seems the banks are still reducing their credit lines, into the first half of 2010. This means it will continue to be a challenge to get credit, whether your credit history is perfect or not. In fact, now may be ...

Getting Credit. Credit scores have become the defacto standard of getting credit today. There was a time when credit was extended on the basis of personal relationships, your local bank, or reputation in the community. Today, with the advent of multinational ...

Spotting Fraudulent Activity. There has been some success in limiting payment card fraud by the payment card issuers. They used sophisticated computer software to identify fraudulent transactions. An indicator are transactions inconsistent with a customer’s past behavior. Inconsistent, or out-of-character, transactions could include spending originating in another country on ...